New Orleans, Slidell, Kenner, Metairie, Terrytown and Algiers real estate and homes for sale in Louisiana - Stephanie M. Benson, REALTOR® Stephanie M. Benson REALTOR(r) for New Orleans, Slidell, Kenner, Metairie, Terrytown and Algiers, Louisiana real estate - NUMBER1EXPERT™ Stephanie M. Benson NUMBER1EXPERT(tm) for New Orleans, Slidell, Kenner, Metairie, Terrytown and Algiers, Louisiana real estate
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Stephanie M. Benson, REALTOR®, real estate agent and broker for New Orleans, Slidell, Kenner, Metairie, Terrytown and Algiers Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)
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"?What an outstanding job you did in selling our home in New Orleans!?
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Why Buyers Choose Me: New Orleans, Slidell, Kenner, Metairie, Terrytown and Algiers Louisiana home buying, real estate listings, and homes for sale in Parrish                        County, LA
Welcome > For Buyers > Why Buyers Choose Me ...


Buying a Home Requires Many Difficult Decisions. Make Sure Your Realtor is a Top Local Expert.
 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As a top New Orleans, Slidell, Kenner, Metairie, Terrytown and Algiers area Realtor, here is how I will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the New Orleans, Slidell, Kenner, Metairie, Terrytown and Algiers market, even listings not yet on the MLS, through my professional Louisiana real estate affiliations. 

- My expert local knowledge of the New Orleans, Slidell, Kenner, Metairie, Terrytown and Algiers area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. New Orleans, Slidell, Kenner, Metairie, Terrytown and Algiers is no different! It's my job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? I help home buyers make decisions like this every day, and I'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. I will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and I will view every home that you are interested in, together. And prior to closing I will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. I will give you the full benefit of my real estate knowledge and experience. 

Let me represent your best interests in your search for a new home in the New Orleans, Slidell, Kenner, Metairie, Terrytown and Algiers area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Call or email me for help, or to have your questions answered. There are no dumb questions! Fill out this form and I'll get right back to you...
 

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Real Estate Tips
Financing Your Home >ARMs

Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.

Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.

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Real Estate Trivia
Q 
What tropical haven is back in vogue, attracting celebrities like Cher, Madonna, and Sylvester Stallone, who have homes here?

A 
Made up of 17 islands in Biscayne Bay, Miami Beach is the "American Riviera" and famous for its tropical beauty.
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Stephanie M. Benson, REALTOR®, real estate agent and broker for New Orleans, Slidell, Kenner, Metairie, Terrytown and Algiers Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Stephanie M. Benson, ABR, BRC, CRS, GRI and HHS
Latter & Blum Inc./Realtors

1 Seine Court Suite #100
New Orleans, LA 70114
Cell: 504-650-3735
Fax: 504-367-2496
Email: stephaniebenson@NUMBER1EXPERT.com
www.stephaniebenson.com
www.bensonrealtor.com
www.stephaniebenson.homesandland.com

As one of America's NUMBER1EXPERTS™ in real estate, my interest in New Orleans properties has led me to a successful profession in real estate . Both my vast experience with historic homes and my understanding of the needs of relocating families, allows me to bring a well-experienced perspective to both local and out-of-town buyers. Call me, your home specialist, in the Uptown Garden District, Westbank and Algiers Point properties.

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Latter & Blum Inc./Realtors real estate and homes for sale in New Orleans, Slidell, Kenner, Metairie, Terrytown and Algiers Louisiana

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