New Orleans, Slidell, Kenner, Metairie, Terrytown and Algiers real estate and homes for sale in Louisiana - Stephanie M. Benson, REALTOR® Stephanie M. Benson REALTOR(r) for New Orleans, Slidell, Kenner, Metairie, Terrytown and Algiers, Louisiana real estate - NUMBER1EXPERT™ Stephanie M. Benson NUMBER1EXPERT(tm) for New Orleans, Slidell, Kenner, Metairie, Terrytown and Algiers, Louisiana real estate
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Stephanie M. Benson, REALTOR®, real estate agent and broker for New Orleans, Slidell, Kenner, Metairie, Terrytown and Algiers Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)
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Resources: New Orleans, Slidell, Kenner, Metairie, Terrytown and Algiers Louisiana home buying, real estate listings, and homes for sale in Parrish                        County, LA
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Special Offers: Special offers for New Orleans, Slidell, Kenner, Metairie, Terrytown and Algiers homeowners from Stephanie M. Benson, top Realtor
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Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly New Orleans, Slidell, Kenner, Metairie, Terrytown and Algiers Louisiana mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Louisiana or buy your own New Orleans, Slidell, Kenner, Metairie, Terrytown and Algiers house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate New Orleans, Slidell, Kenner, Metairie, Terrytown and Algiers mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Louisiana real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Ask Anything: Ask Stephanie M. Benson anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Stephanie M. Benson's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Stephanie M. Benson's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your New Orleans, Slidell, Kenner, Metairie, Terrytown and Algiers property in Louisiana, including legal terms definitions, and more



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Real Estate Tips
About Appraisals >Fair Market Value

What is the best price for a piece of real estate? Mortgage lenders, appraisers, and real estate brokers use what is called the "fair market value" (FMV). FMV has been defined as "the price that a buyer is willing to pay and the seller is willing to accept, when both parties are knowledgeable about the property and neither is under any time pressure to buy or sell". Sounds great, but how is this price determined?

The starting point for determining a fair price may be an opinion of the value or "comparative market analysis". Such an analysis uses information on similar properties which are: 1) currently for sale, 2) already sold, or 3) expired properties (those which did not sell). Local, national and international trends and market conditions must also be evaluated.

By comparing similar properties in each of the three categories and the market conditions, appraisers, lenders and agents come very close to the maximum price that buyers would be willing to pay for a house.

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Real Estate Trivia
Q 
What three things are necessary in order to purchase a home?

A 
Some cash, a dependable income and good credit. If you fall short, don't despair--homeownership may still be possible.
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Stephanie M. Benson, REALTOR®, real estate agent and broker for New Orleans, Slidell, Kenner, Metairie, Terrytown and Algiers Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Stephanie M. Benson, ABR, BRC, CRS, GRI and HHS
Latter & Blum Inc./Realtors

1 Seine Court Suite #100
New Orleans, LA 70114
Cell: 504-650-3735
Fax: 504-367-2496
Email: stephaniebenson@NUMBER1EXPERT.com
www.stephaniebenson.com
www.bensonrealtor.com
www.stephaniebenson.homesandland.com

As one of America's NUMBER1EXPERTS™ in real estate, my interest in New Orleans properties has led me to a successful profession in real estate . Both my vast experience with historic homes and my understanding of the needs of relocating families, allows me to bring a well-experienced perspective to both local and out-of-town buyers. Call me, your home specialist, in the Uptown Garden District, Westbank and Algiers Point properties.

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Latter & Blum Inc./Realtors real estate and homes for sale in New Orleans, Slidell, Kenner, Metairie, Terrytown and Algiers Louisiana

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